50 until such time as the Borrower Rate equals the Standard Rate. Hazard Insurance: A contract where an insurer, for a premium, undertakes to compensate the insured for loss on a specific property due to certain hazards. (See Homeowners Insurance Policy). Home Improvement: Repairs andor additions made to better the status of the permanent structure of the primary residence.

Home Loan Coordinator: The person designated by the Chancellor of each campus and Laboratory Director as the Home Loan Coordinator.

This individual serves as the primary contact at the campus level for loan applicants.

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