Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

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The more compulsive the purchase, the more pronounced the regret. See 5 Ways To Control Emotional Spending. The Bottom Line. Used once or twice a year, cash advances aren't alarming.

But they are at best short-term solutions to meet emergencies. If they are becoming a habit, if you find you regularly need a cash advance to make ends meet, then drastic budgeting and spending changes are in order. Were Committed To Service, Speed Security.

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